Sahod.io

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The Challenge

Every payday meant manually computing SSS, PhilHealth, and Pag-IBIG deductions in spreadsheets — formulas broke whenever contribution tables changed, and tracking where money actually went was a mess.

Overview

Philippine Salary Tracker & Financial Dashboard. I got sick of spreadsheets. Every payday I'd manually compute my SSS, PhilHealth, and Pag-IBIG — formulas would break every time contribution tables changed, and I'd lose track of where my money actually went. So I built the tool I wished existed. Sahod.io auto-computes all government deductions using the latest official tables, tracks every cutoff, plans your budget with the 50/30/20 rule, projects your 13th month pay, and even tracks your investments — all in one free dashboard. No spreadsheets, no premium tiers, no hidden fees. Just clarity on your sahod.

My Approach

Built a free, all-in-one salary dashboard that auto-computes government deductions using the latest official tables, tracks every cutoff, and plans budgets with the 50/30/20 rule.

Key Features

Auto-compute SSS, PhilHealth, and Pag-IBIG deductions using current government contribution tables

Salary tracking per payroll cutoff — basic pay, overtime, holiday pay, and 13th month

Budget planning with the 50/30/20 rule and custom expense categories

Real-time tracking of actual spending against budgeted amounts

Financial dashboard with net pay summaries, savings rate, and monthly income trends

13th month pay projection based on historical salary data

Investment portfolio tracking for stocks, mutual funds, crypto and real estate

Recurring reminders for contribution deadlines, bill payments, and salary dates

Dark mode support with fully mobile-responsive design

Free forever — no premium tiers, no credit card required

The Impact

Free tool for Filipino employees — no premium tiers, no spreadsheet headaches. Solves a real problem that every salaried worker in the Philippines faces.